Sometimes you need to take a break. This could be a long break from studying or a much-needed break from your career. Whatever it is, you will need the type of travel insurance that will cover your entire trip.
Insurance companies offer you the type of insurance policy you need for such a trip. This type of insurance is called One year travel insurance.
Who is this insurance for?
Gap Year travel insurance is aimed at people between the ages of 16 and 50 who are planning long trips. Students and other travelers from the UK and EU on a budget are ideal candidates for this type of travel insurance policy. Coverage is comprehensive with no frills, so it’s easily affordable.
This policy covers up to 15 months of travel and can even be extended up to 18 months. This type of insurance policy covers all countries of the world such as the United States, Canada, the Caribbean, Mexico and even Japan.
Benefits of travel insurance during the gap year
When you choose a Gap Year policy, you get the following benefits:
You do not have to be a junior student to be eligible for this insurance policy. People up to the age of 50 can purchase Gap Year travel insurance.
All UK and EU residents can purchase this coverage.
You can get coverage even after you leave, which means if you’ve already started your travels and then realize you don’t have insurance cover, you can still call your insurance company and get Gap Year travel insurance.
You are covered for Non-screen medical conditions. Insurance companies have a list of medical conditions that are covered for free as part of standard Gap Year travel insurance coverage. So, if your condition is listed and stable for at least 12 months, you don’t have to worry about paying extra for medical coverage.
In addition to standard medical coverage, you will also get 24-hour emergency medical assistance.
One interesting one – even cruises are covered as standard on your Gap Year Travel policy.
Most adventure activities such as trekking, cycling and most underwater sports and activities are also covered as part of your package. However, if you are looking for high-risk sports, you will need to obtain additional coverage in addition to your current travel policy.
You can even customize your policy with additional add-ons. For example, you can get coverage for your valuables, excess exemption cover, repatriation to New Zealand, Australia or South Africa, winter sports coverage and even going home coverage, to name a few.
The best time to purchase your insurance policy is when you are planning your trip. This way, if you have to cancel your flight at the last minute, you will get cancellation coverage. Travel safely!