How to Find Travel Insurance If You Are a British Expat

While the issues related to Brexit and the UK’s relationship with the rest of the European Union (EU) are far from over, this may pose a recurring problem for Britons living in EU countries.

The UK government, for its part, has provided guidance for Britons living abroad, specifically elsewhere in the European Union. These guidelines are in line with the Withdrawal and Political Declaration Agreement between the United Kingdom and the European Union, which was signed on 19 October 2019. Britons residing in EU countries are protected by the agreement and will be considered legal residents of the same union through the end of the transition period 31 December 2020.

With all of this, Brits living outside the UK, or simply British expats, may fall into the middle of a complicated situation. However, there is nothing to worry about if you are a British expat residing in any EU country because if you have expatriate insurance, you are well prepared as the Withdrawal Agreement is not your only source of entitlement.

What is Expatriate Travel Insurance?

Expatriate insurance is an insurance policy that covers expatriates living in the European Union. The policy covers expatriates under 89 years of age and their families.

Specifically, expatriates legally residing in any country in the European Union or the European Economic Area (EEA) can benefit from Expat Travel Insurance. Additional requirements include that the expatriate must be registered with a medical practitioner, or entitled to free public health care in the country of residence, under mutual agreements with the UK.

The travel insurance policy provides the expatriates with insurance documents and an emergency assistance card. Conveniently, the expatriate can claim these documents immediately after purchasing the insurance.

Annual multi-trip policies cover an unlimited number of trips. Expats can choose between trips to Europe only or around the world. Single trip policies are also available for both European and International flights.

Also, standard expatriate insurance covers adventure activities. However, expats may choose to undertake high-risk adventure activities to be covered by paying an additional fee.

Premiums and expatriate insurance coverages comply with UK laws, not with the country in which the expat resides.

There is no need for housing requirements in purchasing an expat travel insurance policy, which makes it easier and more convenient for expats to be covered by the insurance plan.

Expatriate travel insurance and its main advantages

Living abroad for expats involves a lot of difficulties. An expatriate travel insurance policy can help those living abroad, especially in countries under the European Union or the European Economic Area.

The expatriate insurance policy also covers expatriates with pre-existing medical conditions. The policy covers a total of 50 pre-existing medical and health conditions, making it an exceptional choice for British expats.

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