Home Insurance Savings Tips – Burglar-Proofing Your House

The one thing insurance companies don’t like is risk. Insurance companies want to keep all claims to a minimum. So, as a consumer, you will save money by reducing risk.

One way to do this is to take every necessary step to eliminate the risk of burglary or theft. By doing this, you reduce the risk of this happening and insurance companies like that. Increased security will allow them to provide you with the most savings.

The first step is to contact your insurance company and find out which anti-theft devices will save you the most money on your premiums. You can’t move on until these details are explained and then take a look at the variety of options you can access.

Security systems offer minimal risk especially when you brag about the fact that you have one. Doing so often will result in a discount of up to 20%. These systems also provide fire alarm measures which will significantly reduce your costs because these are monitored by a third party.

Usually, you will have two different options in the systems, Controlled and Unmonitored. Both offer advantages and disadvantages. Use flashlights, dead bolts, neighborhood monitoring software, store expensive items in a bank safe deposit box, and consider hiring a third party to inspect your home and confirm in writing that every precaution has been taken to make your home safe from thieves.

The final price of your premium can go down even with additional simple safety devices in place. In particular, any systems connected to police and fire departments will show your biggest savings. Thieves are routinely discouraged by brightness and any signs of an alarm system.

Your insurance company will be able to explain what provides valuable savings and what does not. You will have to do a little more than just tell your insurance company that you keep all the windows closed in order to start saving money.

While you’re at it, don’t forget to get quotes from multiple insurance companies and compare to see where you’ll get the best price-to-value ratio.

Leave a Comment

Your email address will not be published.